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Bank statement loans by state
Five states, each with its own housing market and its own rules. Start with yours.
Short answer
Bank statement loans through this site are offered in North Carolina, South Carolina, Virginia, Texas and Florida. Program availability can differ by state, property use and loan purpose.
Pick a state for an overview, or jump straight to a metro.
North Carolina
- Charlotte, NCMedian home near $386,000; 9.3% self-employed
- Raleigh, NC8.3% self-employed, median home $416,000
- Greensboro, NC7.9% self-employed, median home $245,000
- Durham, NCSelf-employed: 7.4% of workers
- Winston-Salem, NC8.3% self-employed, median home $234,000
- Fayetteville, NC8.2% self-employed, median home $188,000
- Wilmington, NC13.8% self-employed, median home $384,000
- Asheville, NCSelf-employed: 13.6% of workers
- High Point, NC9.0% self-employed, median home $236,000
- Concord, NCMedian home near $354,000; 8.4% self-employed
- Gastonia, NCSelf-employed: 8.2% of workers
- Greenville, NCMedian home near $234,000; 7.1% self-employed
- Jacksonville, NCMedian home near $210,000; 9.2% self-employed
- Hickory, NCSelf-employed: 10.5% of workers
- Burlington, NCMedian home near $199,000; 8.4% self-employed
- Lake Norman, NCMedian home near $391,000; 10.2% self-employed
- Pinehurst and Southern Pines, NCSelf-employed: 14.2% of workers
- Cary, Apex and Holly Springs, NC8.7% self-employed, median home $580,000
South Carolina
- Charleston, SC11.9% self-employed, median home $510,000
- Columbia, SCSelf-employed: 8.1% of workers
- Greenville, SCSelf-employed: 9.1% of workers
- Spartanburg, SC8.8% self-employed, median home $204,000
- Myrtle Beach, SCSelf-employed: 13.8% of workers
- Hilton Head and Bluffton, SCSelf-employed: 15.4% of workers
- Rock Hill, SCSelf-employed: 8.1% of workers
- Fort Mill and Indian Land, SC10.1% self-employed, median home $488,000
- Summerville, SCMedian home near $328,000; 9.9% self-employed
- Mount Pleasant, SC15.8% self-employed, median home $748,000
- North Charleston, SCMedian home near $302,000; 9.6% self-employed
- Aiken, SC7.7% self-employed, median home $287,000
- Florence, SC11.4% self-employed, median home $211,000
- Beaufort, SCSelf-employed: 11.8% of workers
- Anderson, SCSelf-employed: 8.6% of workers
- Sumter, SC7.7% self-employed, median home $199,000
- Lexington and Lake Murray, SCSelf-employed: 7.7% of workers
- Greer, SC7.6% self-employed, median home $289,000
Virginia
- Richmond, VA8.0% self-employed, median home $353,000
- Hampton Roads, VASelf-employed: 8.5% of workers
- Northern Virginia, VAMedian home near $580,000; 8.8% self-employed
- Virginia Beach, VASelf-employed: 9.6% of workers
- Norfolk, VASelf-employed: 7.0% of workers
- Chesapeake, VA8.7% self-employed, median home $378,000
- Newport News, VA6.5% self-employed, median home $261,000
- Williamsburg, VA7.1% self-employed, median home $428,000
- Alexandria, VAMedian home near $735,000; 7.6% self-employed
- Arlington, VASelf-employed: 7.2% of workers
- Fairfax County, VA9.6% self-employed, median home $733,000
- Loudoun County, VAMedian home near $744,000; 8.8% self-employed
- Prince William County, VAMedian home near $530,000; 8.6% self-employed
- Fredericksburg, VA7.1% self-employed, median home $484,000
- Chesterfield County, VA8.0% self-employed, median home $366,000
- Roanoke, VAMedian home near $190,000; 6.0% self-employed
- Lynchburg, VAMedian home near $230,000; 8.4% self-employed
- Charlottesville, VA9.3% self-employed, median home $487,000
Texas
- Dallas-Fort Worth, TXSelf-employed: 10.2% of workers
- Houston, TXMedian home near $278,000; 10.4% self-employed
- Austin, TX11.0% self-employed, median home $555,000
- San Antonio, TXSelf-employed: 9.6% of workers
- Fort Worth, TX9.6% self-employed, median home $303,000
- Arlington, TXSelf-employed: 9.4% of workers
- Plano, TXSelf-employed: 10.6% of workers
- Frisco and McKinney, TXMedian home near $642,000; 10.1% self-employed
- Corpus Christi, TXSelf-employed: 9.4% of workers
- El Paso, TXSelf-employed: 9.0% of workers
- Lubbock, TXSelf-employed: 9.1% of workers
- McAllen and the Rio Grande Valley, TXMedian home near $190,000; 16.1% self-employed
- Amarillo, TXMedian home near $197,000; 10.5% self-employed
- Waco, TXMedian home near $222,000; 7.8% self-employed
- Killeen, TX7.2% self-employed, median home $215,000
- College Station, TXSelf-employed: 7.1% of workers
- Round Rock and Georgetown, TXSelf-employed: 10.0% of workers
- New Braunfels and San Marcos, TXMedian home near $339,000; 11.4% self-employed
- The Woodlands, TX13.6% self-employed, median home $512,000
- Katy, TXSelf-employed: 13.6% of workers
- Sugar Land, TXMedian home near $430,000; 14.6% self-employed
- Midland and Odessa, TXMedian home near $319,000; 11.9% self-employed
Florida
- Tampa, FLSelf-employed: 11.2% of workers
- Orlando, FLMedian home near $394,000; 10.8% self-employed
- Miami, FLSelf-employed: 18.0% of workers
- Jacksonville, FL9.4% self-employed, median home $294,000
- St. Petersburg, FLMedian home near $371,000; 12.0% self-employed
- Clearwater, FL14.2% self-employed, median home $361,000
- Fort Lauderdale, FLMedian home near $487,000; 15.7% self-employed
- West Palm Beach, FL13.1% self-employed, median home $414,000
- Boca Raton, FL20.6% self-employed, median home $723,000
- Cape Coral and Fort Myers, FLSelf-employed: 14.2% of workers
- Naples, FL28.6% self-employed, median home $1,526,000
- Sarasota, FLMedian home near $463,000; 16.6% self-employed
- Lakeland, FLSelf-employed: 9.2% of workers
- Daytona Beach, FLMedian home near $288,000; 10.5% self-employed
- Melbourne and the Space Coast, FLMedian home near $306,000; 9.6% self-employed
- Pensacola, FL11.2% self-employed, median home $314,000
- Tallahassee, FL7.8% self-employed, median home $294,000
- Gainesville, FL7.5% self-employed, median home $248,000
- Ocala, FLSelf-employed: 11.3% of workers
- Port St. Lucie, FL13.7% self-employed, median home $369,000
- Kissimmee, FLSelf-employed: 9.1% of workers
- St. Augustine, FL16.8% self-employed, median home $440,000
Company details are on the disclosures page. You can verify the company at NMLS Consumer Access.
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